Caravan Finance

For most people the purchase of a caravan is a major investment and this means that invariably there are a number of factors to consider when financing your purchase.Tilshead Caravans can assist with finance arranged by one of the leading caravan and motorhome finance companies, Black Horse Caravan & Motorhome Finance, who are part of the Lloyds Banking Group.

Black Horse offer two main forms of caravan finance:

  • Hire Purchase - this is applicable to both new and used vehicle purchases
  • Personal Contract Purchase (PCP) - this is applicable for new vehicles only


Personal Contract Purchase

Personal Contract Purchase was launched for new touring caravans and motorhomes in late 2016.

Visit our Personal Contract Purchase page for more information and indicative examples of how this may suit you.


Hire Purchase

Hire Purchase finance has been available for many years and offers 'traditional' finance benefits which may include:-

► If you wish to keep your monthly repayment amounts to a minimum:
    Black Horse usually offer finance periods of between 1 - 10 years.

► If you do not wish to pay a deposit:
    Many deals can be arranged without a deposit, without any interest rate penalty.

► If you have investments that you do not wish to touch at the moment, or which are providing you with a good rate of return:
    Black Horse offer competitive rates of interest which means that you may be better off by considering finance than by cashing in or surrendering longer term investments.

► If you have a specific sum you wish to pay each month:
    Black Horse offer very flexible terms of finance. For example, you may wish to repay over a term of 13 months, or 31, or .........etc. This gives you great flexibility to ensure the monthly repayments suit your budget.

► If you wish to pay lump sums or make overpayments in the future to reduce the financed amount:
    Black Horse agreements usually allow for lump sum reductions or monthly overpayments without penalty; this will reduce the monthly repayment or the term of the agreement.


If you wish to discuss the options further or obtain a no-obligation quotation then please contact us on Telephone 01980 86 36 36 or by email and we shall be pleased to assist.

If you are considering a particular caravan from our stock then there is a quick finance calculator for Hire Purchase on each caravan information page.


Please note that all finance facilities are subject to status and any quotation does not imply acceptance by the lender.

Tilshead Caravans Ltd is regulated by the FCA with Limited Permissions to conduct certain credit related activity.

Tilshead Caravans Ltd is a credit intermediary and can introduce you to a limited number of lenders who provide funding. Tilshead Caravans may receive commission or other benefits for introducing you to such lenders.


 Let’s talk finance. Ask your dealer about our flexible finance options. Or click this banner to view our product eBook. Black Horse. UK residents 18+ subject to status